Terms of Service

This website is operated by Sinergia Vital COI, an educational platform based at Cra. 57 #9-29, Bellavista, Cartagena de Indias, Bolívar, Colombia. Contact: info@sinergiavitalcoi.com / +57 301 305 7198.

The website sinergiavitalcoi.com is an informational and educational platform. Its purpose is to describe our training programs in sustainable finance and wellbeing economics for social organizations, cooperatives, and community associations operating in Colombia. The site does not constitute a binding commercial offer and does not process financial transactions.

By accessing and using sinergiavitalcoi.com, you agree to these Terms of Service in their entirety. If you do not agree with any part of these terms, please discontinue use of the website. These terms apply to all visitors and users of the site.

We reserve the right to modify these terms at any time. Changes take effect upon publication on this page. Continued use of the website after changes are published constitutes acceptance of the updated terms.

All content on this website, including but not limited to text, images, graphics, logos, program descriptions, educational materials, and the overall design and layout, is the property of Sinergia Vital COI or its content suppliers and is protected under Colombian intellectual property law, including Law 23 of 1982 and its subsequent amendments.

You may view and print content from this website for personal, non-commercial informational purposes only. You may not reproduce, distribute, modify, create derivative works of, publicly display, or commercially exploit any content from this website without our prior written consent.

You agree to use this website only for lawful purposes and in a manner that does not infringe the rights of others or restrict their use and enjoyment of the site. Prohibited conduct includes:

• Using the site in any way that violates applicable Colombian or international law
• Attempting to gain unauthorized access to any part of the website or its related systems
• Transmitting unsolicited commercial communications through our contact channels
• Introducing malicious code, viruses, or other harmful material to the website
• Scraping or harvesting content from the website in an automated manner without prior written consent

All information on this website is provided for general informational and educational purposes only. It describes the educational programs and services offered by Sinergia Vital COI. Nothing on this website constitutes financial advice, legal advice, accounting advice, or any other form of professional advice.

Program descriptions are for informational purposes. Specific program content, format, scheduling, and availability are subject to change. For current and accurate information about any specific program, please contact us directly at info@sinergiavitalcoi.com.

To the extent permitted by applicable Colombian law, Sinergia Vital COI shall not be liable for any indirect, incidental, or consequential damages arising from your use of, or inability to use, this website or its content.

We make reasonable efforts to ensure that the information on this website is accurate and current, but we do not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components. The website is provided on an "as is" basis.

Links to external websites are provided for convenience only. We do not endorse or take responsibility for the content of external sites. Visiting external links is at your own discretion and risk.

When you submit our contact form, you are sending us an inquiry about our educational programs. Submitting the form does not create a contractual relationship between you and Sinergia Vital COI. No service agreement, enrollment, or commitment of any kind arises from form submission alone.

We will make reasonable efforts to respond to inquiries in a timely manner, but we do not commit to specific response timeframes. Personal data submitted through the contact form is handled in accordance with our Privacy Policy.

These Terms of Service are governed by the laws of the Republic of Colombia. Any disputes arising from or related to your use of this website shall be subject to the exclusive jurisdiction of the courts of Cartagena de Indias, Bolívar, Colombia, unless mandatory consumer protection law provides otherwise.

We encourage users to contact us directly at info@sinergiavitalcoi.com to resolve any concerns informally before initiating formal legal proceedings. We are committed to addressing concerns in good faith.

If you have any questions about these Terms of Service, please contact us at:

• Email: info@sinergiavitalcoi.com
• Phone: +57 301 305 7198
• Address: Cra. 57 #9-29, Bellavista, Cartagena de Indias, Bolívar, Colombia